Thanks to Rick and Kevin and Ruth, I was able to get my computer fixed. Yesterday I kept getting pop-ups scaring the heck out of me telling me I had a severe virus and trojans on my computer.
I use Microsoft Security Essentials and Malwarebytes but somehow it got through. Rick explained that what I had was not an actual virus, but a very persistent anti-virus program that wanted my business. It just wouldn't go away though.
Rick suggested I go to http://www.bleepingcomputer.com/virus-removal/remove-antivir and follow the instructions to get rid of Antivir.
I found out that I did not have the latest version of Malwarebytes and that was what the problem was. My version showed no bad or infected files. I couldn't get my version to update to the newer version. I finally removed it and reinstalled the newer version. Then I ran a scan and it found and removed 3 problems.
So after running a scan through Malwarebytes and Security Essentials, everything appears to be okay and back to normal! Thank goodness.
I also took some time to explore Picasa a little more. Thanks to Rick's post about it, I learned a few things. It truly has a powerful photo editing program that I had failed to really experiment with. I just couldn't quite understand what was saved or not. Rick's post explained a lot. Now I need to go back to his post and re-read it after playing with Picasa.
I swore yesterday, if I got my computer back in one piece I would purchase Carbonite and backup my hard drive. Then Margie mentioned turning over my info to strangers in cyperland and then I started to question it again. I think I will go ahead and sign up for it though. My important information is out there anyway.