Florida Keys (high 84, low 73)An
As we’ve watched the snowbirds moving out these past few weeks, we learned that many of them store their rv’s and boats here in the Keys, while they are gone for the summer.
We wondered how they were going to get their golf carts, boats, cars and Rv’s home. Quad tow?
Many of them, just pull in the slides, drive off and have someone come get their rv and/or boats, and haul them to the storage lots. There are quite a few storage lots around here, and we see these big dually trucks hauling off 5th wheels, trailers, and boats. If I ever decided to do that, I would at least watch them take my Rv and make sure they took good care of it.
That gets my old insurance adjuster brain to working, wondering how many of them let their insurance companies know that they store their boat or Rv here in the Florida Keys?
Many insurance companies won’t write policies for Florida anymore, after the terrible 2004 and 2005 hurricane season.
So, if there is a hurricane this summer and these people have damage to their Rv or boat, the first thing they will do is call their insurance company.
Then the questions begin…… The insurance term is misrepresentation….and is cause for denial of a claim.
Of course, maybe they have notified their insurance company that their Rv’s or boats actually are “garaged” in Florida….but I’ll bet not many of them do.
They will be the first people to complain when the insurance company starts questioning them. “I pay good money for insurance and then when I have a claim, they don’t want to pay.” Yeah, but you paid rates for a minimal risk, not the correct rates for the actual exposure.
Al is feeling better, but still not 100%, so we’re going to take it easy again today. The Aloe Vera and Papaya juice seems to really help when he has a diverticulitis attack. When he wanted a beer and dinner, I knew he was better!
Baxter got a new toy, and he liked it for a little while.
He looks kind of little in this picture…but this is a current picture and he’s not little.
Here he is laying on the dash. Don’t you just love all the junk on the dash to protect it from kitty claws?
We’re having a dash cover made when we get back to Lazy Days. Of course, I’ll still have to put something on the dash mat so that I can wash the kitty hair off of it.
We rented a Red Box movie and watched J Edgar yesterday. It was a good movie, about an interesting person in our history.
Then we took a sunset walk along the fishing bridge next to the park. The tide was coming in and we could see lots of big fish.
That is Sunshine Key Rv Park in the background.