I called Gilbert Rv Insurance (our agent) today to get a quote on some fulltimers coverage.
They wrote our policy when we first bought this motor home. It’s insured with American Security and is a “replacement cost” policy. In the event of a total loss, we would get that stated amount for our rv, rather than the standard ACV (actual cash value). That figure is probably twice as much as the value of the coach right now (ACV).
When I called Gilbert for a quote, she came back with quotes from Progressive and Nationwide. As a previous claim adjuster, I’ve seen how other insurance companies work and I definitely do not want to use Progressive. Anyway, the quotes were for ACV (actual cash value) NOT the purchase price coverage like we currently have. When I questioned it, she said they no longer write for American Security Insurance and that the other companies would not write a purchase price policy.
I called American Security to ask them for a quote for fulltimers coverage and they were surprised that Gilbert no longer wrote for them. They said they do not write the policies there and use agents, and that Gilbert was the only agent that could write their rv policies. What a crazy system! I sure wish USAA wrote rv policies.
Anyway the guy at American Security said he would check out why Gilbert said they would no longer write with their company, and get back to me.
So my question to you fulltimers out there is: who do you insure your rv with? I’m not looking for the cheapest policy, but a good “A” rated company with excellent claims handling. Any suggestions?
Nothing new on the house sale, except the Realtor wanted our meter numbers so the buyers could get the electricity switched over to their names. I guess that is a good sign!
Al is on his way back from Tampa, so I need to get busy, so he won’t think I’ve been goofing off while he’s been gone…(which I have). I managed to finish my book The Help. It was set in the early 60’s in Mississippi and was a story about black maids working for wealthy white women. It showed how poorly those women were treated, and how things were starting to change back then. It was an interesting book and I enjoyed it.
No Friday garage sale today, but we’ll have another one tomorrow. We’re starting to have more junk than good stuff, but we do have a few large shelving units and tv stands for sale. Al still has some more rusted out cans of paint that he will put in the “free” pile. It’s amazing what people will take for free. I have so many half empty spices, lotions, creams, and all that kind of stuff you have in your kitchen and bathroom cabinets. It’s perfectly good stuff, but I just don’t have the room for all of it. I think I’ll put some in the free pile…I bet someone will take it!
I don’t know how many of you read Merikay's blog, but she is down in the dumps and could use some cheering up if you get a minute.